Publications
Long-form, practical explainers on the questions employers actually run into — written for business owners, HR staff, and the people who have to make a benefits decision and defend it. Free to read, no signup, no paywall.
How co-employment actually works, what a PEO absorbs across payroll, HR, workers' compensation and health insurance, how the pricing models differ, and the exit costs nobody mentions during the sales process.
Cash flow, risk, stop-loss contracts and lasering, ideal group sizes, and a worked cost example across all three funding structures — plus the mistakes that make a funding change expensive.
Open enrollment, eligibility tracking, the 2026 ACA affordability threshold and penalty amounts, COBRA deadlines, HIPAA obligations, and the payroll integration failures that leave employees accidentally uninsured.